We specialize in franchise financing. Capital structured around unit economics, royalty and advertising obligations, and the operating rhythm of single- and multi-unit operators—not a generic small-business template.
Existing franchisees managing working capital, additional units, brand-required remodels, equipment, inventory, payroll, or seasonal demand—and operators evaluating a new-unit buildout or acquisition in general terms.
Synergy Capital helps franchise owners explore financing options and understand the structure presented. Eligibility varies by product and funder. Availability, amounts, pricing, and terms depend on underwriting and the funder’s approval and are not a guarantee of funding.
We review the franchise use of funds alongside recent deposits, existing obligations, and unit-level cash flow. Structures may include merchant cash advance or revenue-based financing, working capital, equipment financing, a business line of credit, or a term loan. SBA-backed options may be explored for qualifying purposes when they fit the timeline and documentation.
Most applications receive an initial response within one hour. Depending on the type and size of financing, full approval and funding can occur within about 1–2 weeks. Timing and approval are never guaranteed and depend on documentation, underwriting, and the funder.
Compare total repayment or purchased amount, fees, payment frequency, and early-payment treatment against a conservative sales forecast that already accounts for royalties and brand fees. Eligibility varies by product and funder.
A sound request ties the amount to a defined operating or growth need and a credible path to repayment.
Payroll, inventory, seasonal preparation, and timing gaps between sales and operating expenses.
Capital toward opening or acquiring another unit when the plan and deposits support the obligation.
Brand-mandated refreshes, equipment, and fixtures aligned to useful life and expected return.
The right product depends on use of funds, repayment source, collateral, and time horizon—not the franchise label alone.
Purchase of future receivables or revenue-linked remittances for near-term working capital needs.
Lump-sum or revolving access for recurring short-term needs, subject to the agreement and available limit.
Asset-tied financing, scheduled term structures, and brief exploration of SBA-backed options when they fit.
Organized documentation speeds review. Exact requirements vary by product and funder.
Full preparation checklist →Franchise cash flow already reflects royalties, advertising contributions, and brand standards. We factor those obligations into the conversation so the payment schedule is evaluated against what the unit actually retains—not gross sales alone.
Multi-unit operators often need capital that scales with deposits across locations while keeping each remittance sustainable. We help you compare structures with that operating reality in view. Eligibility varies by product and funder; nothing here is a guarantee of approval or funding.
Share your four most recent business bank statements so our team can begin evaluating your file while you complete the rest of the application.
Illustrative information only. Availability, amounts, pricing, fees, and terms vary and are set after underwriting. Nothing on this page is an offer, commitment, or guarantee of approval or funding. Financing, if arranged, is provided by Synergy Capital or its funding partners. See Terms & Disclosures.
Tell us what you want to accomplish at the unit or multi-unit level. We will help you evaluate the available structure, cost, and repayment before you decide.
Applying or calling does not guarantee approval or funding. By submitting an application or contacting us, you consent to be contacted by Synergy Capital and its funding partners by phone, text, email, or other means at the numbers and addresses you provide, including by autodialed or prerecorded messages where permitted by law. Message and data rates may apply; consent is not a condition of purchase. Applying involves a soft credit inquiry, which does not affect your credit score. A funding partner may perform additional verification, which can include a hard inquiry, before final approval. See Terms & Disclosures and Privacy Policy.
