That’s more millionaires nationwide than ever before, but still represents just a sliver of the population: less than 10 percent. That means, by the Charles Schwab survey’s standard, less than 10 percent of American households qualify as “comfortable.”

What’s more, an increasing number of Americans are living paycheck to paycheck. One in three say they couldn’t come up with $2,000 if faced with an emergency.

Meanwhile, even households earning mid six-figures report feeling pinched.

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